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AFR Life’s insurance products

At AFR Life, we prioritize what matters most to you. Our voluntary insurance products offer flexibility and customization for employees and employers.
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Safeguard Term to 121 

AFR Life’s Term to age 121 life insurance product offers coverage with a guaranteed premium that will not increase as the insured ages. 



Safeguard Individual 


Better Living Benefit Rider


Accident and Hospital Coverage

Helps with the costs of accidents and hospital stays, offering support beyond traditional health insurance, underwritten by Zurich Insurance Group.


Accident Medical Expense (AME)


Hospital Indemnity (HI)


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We’re happy to offer our support and guidance

 For more information on AFR Life products, contact us.